May God provide cover against unforeseen and unexpected tragedies but prayers devoid of actions bear no fruit. Future is always uncertain and unpredictable as no one knows what is in store in the coming days, weeks, months and years. This is more certain about the beauty industry and beauty business as it deals directly with the skin and appearance and the people particularly the women are very sensitive about beauty, skin and appearance and the beauty business is always vulnerable to backlash and adverse reaction in case of any unforeseen and unexpected happening. In this scenario, beauty industry and other related businesses such as parlors, spa and others require a robust, prompt and efficient insurance cover to compensate in case of lawsuit, damage and slander.